Only 34% of African-American children today are raised in two-parent households. That is down from 1966, when 85% of black children were raised by two parents. Harper brings a variety of issues out of the shadows in THE CONVERSATION: How Black Men and Women Can Build Trusting Relationships (Gotham Books, September 8, 2009; $22.50)

Harper speaks to women and men with a clear-eyed perspective, covering such topics as:

When you leave this earth will you leave a great inheritance for your children or an abundance of debt? Michael Jackson is said to have left his children 200 unpublished songs so that they can live comfortably in the future. These songs could possibly be valued at over 100 million dollars! The best part is no debtor has the right to use these songs to offset debts. This is in addition to the 1.2 billion dollars Jackson left behind for his mother and children.

So what will you leave your children? Do they have the tools they need to become a financially responsible adult? When it comes to finances, every parent wants to enhance their kids' economically to ensure and empower them to make right choices so that they grow stronger than their generation. So often as parents we don't have the knowledge of when and how to teach our kids about money or leaving an inheritance. Imagine your kids making right financial choices so that they grow stronger than the previous generation, your generation. Imagine your kids becoming empowered economically just as your parents wanted for you. Imagine your kids, stronger, smarter and empowered economically to make all the right financial choices!